St. Simons Island Homes under $400,000

St. Simons Island Homes under $400,000

Welcome to St. Simons Island, Georgia—a hidden gem nestled in Glynn County that offers a perfect blend of coastal charm and Southern hospitality. Known for its stunning beaches, lush maritime forests, and rich historical heritage, St. Simons Island is a paradise for those seeking a tranquil lifestyle by the sea. With a vibrant community, a plethora of outdoor activities, and a welcoming atmosphere, it’s no wonder that this picturesque island is a sought-after destination for families, retirees, and anyone looking to embrace the coastal way of life.

For homebuyers on a budget, St. Simons Island has an array of charming homes available for under $400,000. These properties offer a unique opportunity to own a slice of paradise without breaking the bank. Whether you’re looking for a cozy beach cottage, a modern townhome, or a spacious family residence, there’s something to suit every taste and lifestyle. Many of these homes boast close proximity to the island’s pristine beaches, scenic parks, and delightful local shops and restaurants, allowing you to enjoy the best of island living.

Imagine waking up to the sound of waves crashing and spending your days exploring the island's nature trails, golfing at world-class courses, or indulging in fresh seafood at waterfront eateries. With affordable homes in St. Simons Island, your dream of coastal living is within reach. Discover the charm and warmth of this beautiful island community today, and let your new adventure begin!

Newest St. Simons Island Homes under $400,000

1704 Frederica Rd, St. Simons Island
$350,000
2 Beds ⋅ 2 Baths ⋅ 2002948 MLS ⋅ 1,166 SqFt.
Welcome to 237 Barnes Plantation, an exceptional gated condominium community! This stunning top-floor condo boasts a well-designed layout featuring 2 bedrooms and 2 baths, perfect for enjoying island life or seasonal getaways. Step inside to discover a combination of tile and carpeted flooring, along with a spacious screened-in porch—ideal for savoring your morning coffee. The kitchen is equipped with generous prep space and storage options, while a dedicated laundry room enhances convenience. You'll also find extra storage in the exterior closet off the porch.Experience resort-style living with top-notch amenities, including gated access, a heated community pool, a state-of-the-art fitness center, and a delightful clubhouse. This community welcomes both long and short-term rentals, offering versatile living options. Located in the highly sought-after Mid South island area, this residence is just a short stroll from Redfern Village, where you can enjoy local dining, shopping, and the post office. Plus, it's only a quick bike or golf cart ride to the beach! Embrace the perfect blend of comfort and convenience in this prime location!

1704 Frederica Rd, St. Simons Island
609 Beachview Dr, St. Simons Island
$175,000
1 Beds ⋅ 1 Baths ⋅ 2002753 MLS ⋅ 380 SqFt.
Discover the charm of Pier Village in this beautifully located 1-bedroom, 1-bath unit at The Lighthouse Inn on St. Simons Island. Perfectly situated, this property offers an unbeatable location directly across from the iconic lighthouse. Enjoy a lovely view of The Lighthouse from this updated and refreshed space. The Inn features a refreshing pool and inviting surroundings, all just steps away from boutique shopping, popular restaurants, and the sandy shores of the beach. Whether you're strolling through the Village, enjoying local dining, or taking in the coastal scenery, this property places you in the center of everything St. Simons has to offer. An excellent investment opportunity with strong rental appeal, this unit is a perfect blend of convenience, comfort, and coastal charm. Square footage is approximate and buyer is encouraged to verify. Please visit St. Simons Inn at The Lighthouse website to view the entire Inn and learn more about this investment opportunity.

609 Beachview Dr, St. Simons Island
114 S Island Square Dr, St. Simons Island
$345,000
2 Beds ⋅ 3 Baths ⋅ 2002750 MLS ⋅ 1,120 SqFt.
Move right in and start enjoying this beautifully maintained 2-bedroom, 2.5-bathroom home in a prime location! This residence offers the comfort of single-unit living with no neighbors above or below, creating a private, home-like feel.Inside, you’ll find a full-size kitchen with modern appliances, a spacious storage closet, and the convenience of a full-size washer and dryer right in the unit. The open layout is designed for both comfort and function, with all furnishings included—making this home truly turnkey and move-in ready.Step outside to a cozy patio, perfect for relaxing with your morning coffee or enjoying an evening meal. The community offers ample parking for residents and guests, and it’s pet-friendly, so your furry friends are welcome.All of this is just steps away from beaches, restaurants, and shops, giving you the best of coastal living right at your doorstep.* Fully Furnished * 2 Bedrooms | 2.5 Bathrooms * Private, One-Unit Building * Pet-Friendly Community * Walk to Beaches, Dining & Shopping *Don’t miss this opportunity to own a charming, ready-to-enjoy coastal home!

114 S Island Square Dr, St. Simons Island
1704 Frederica Rd, St. Simons Island
$399,999
2 Beds ⋅ 2 Baths ⋅ 2002703 MLS ⋅ 1,150 SqFt.
Discover the perfect blend of location, comfort, and elevated living in this charming 2-bedroom, 2-bathroom condo situated mid-south St. Simons Island. Positioned a walking distance from the shops and restaurants of Redfern and only a quick bike ride to the island's beaches, this home offers the ultimate coastal lifestyle. The seller's favorite part of this home? The screened-in third-floor porch. Most evenings are spent high among the tree canopy, enjoying cool breezes and peaceful views—an experience best described as penthouse living. It's the perfect spot for morning coffee, sunset cocktails, or simply unwinding. The gated community adds an extra layer to Barnes Plantation amenities that includes a large swimming pool, clubhouse, and exercise facility—everything you need for resort-style living right at home. Showing is easy with reasonable notice. Don't miss this rare opportunity to own a slice of island paradise.

1704 Frederica Rd, St. Simons Island
413 Fairway Villas, St. Simons Island
$399,000
2 Beds ⋅ 3 Baths ⋅ 2002521 MLS ⋅ 1,558 SqFt.
Featuring a brand-new HVAC system, welcome to your completely renovated retreat in the heart of the desirable Sea Palms community! This stunning condo at 413 Fairway Villas has been updated from top to bottom and is ready to impress. Every detail has been thoughtfully considered, including all-new furniture and finishes throughout, ensuring a fresh, modern feel with plenty of space to relax and entertain. This spacious home features two generously sized bedrooms, each with its own private en-suite bathroom, offering ultimate comfort and privacy. An additional half-bath is a bonus for guests. The open-concept living and dining area flows seamlessly, perfect for hosting or unwinding after a day on the island. Located just a short stroll from the golf course, Sago restaurant, and Sea Palms' top-notch amenities, this condo offers the perfect blend of luxury and convenience. Whether you're seeking a full-time residence, a vacation getaway, or an investment property, this updated condo has it all. Experience the Sea Palms lifestyle and make 413 Fairway Villas your new island escape today!

413 Fairway Villas, St. Simons Island
400 Ocean Blvd, St. Simons Island
$400,000
1 Beds ⋅ 1 Baths ⋅ 2002504 MLS ⋅ 595 SqFt.
Located in the heart of the coast, this beautiful unit has a great view of the courtyard and pool for you to enjoy while you relax. This condo offers the perfect blend of luxury, comfort, and island living. Just moments from the beach, village shops, dining, and entertainment, this inviting condo is an ideal full-time residence, vacation retreat, or investment opportunity. Inside, you'll find a bright and airy open-concept layout designed for effortless coastal living. The spacious living and dining areas flow seamlessly together, complemented by large windows that fill the home with natural light. The well-equipped kitchen features ample cabinetry, generous counter space, and everything needed for entertaining or relaxing after a day by the ocean. The private bedrooms provide a peaceful escape, while the balcony offers the perfect spot to enjoy coastal breezes and unwind. Residents can enjoy resort-style amenities and the convenience of low-maintenance living in one of the island's most desirable locations. Experience the charm, beauty, and relaxed elegance of life on St. Simons Island from this exceptional Ocean Boulevard property. The property is being sold fully furnished.

400 Ocean Blvd, St. Simons Island
2511 Demere Rd, St. Simons Island
$385,000
3 Beds ⋅ 2 Baths ⋅ 2002473 MLS ⋅ 1,400 SqFt.
Welcome to 8-2511 Demere Rd, a beautifully furnished, turn-key condo on the coveted St. Simons Island—now available and priced to sell. Whether you're searching for a lucrative short-term rental, a serene secondary home, or a smart long-term investment, this three-bedroom, two-bath retreat checks every box. Perched on the second floor, this thoughtfully appointed condo offers peaceful, low-noise living without sacrificing the vibrant island lifestyle just outside your door. Every detail has been curated for comfort, so you can move right in—or start welcoming guests—from day one. Location is everything, and this address delivers. Just steps away, Southern Soul Barbeque serves up some of the island's most celebrated flavors, while beach lovers will appreciate being minutes from the Coast Guard Station Public Beach Access #27. History and charm await at the iconic St. Simons Island Lighthouse Museum, and outdoor enthusiasts can stretch their legs along the scenic Southeast Georgia Health System Fitness Trail. Families will value the proximity to Frederica Academy, adding even more appeal to this well-connected neighborhood. With its unbeatable combination of price point, prime location, and proven rental potential, this condo represents a rare opportunity in one of Georgia's most sought-after coastal communities. St. Simons Island draws visitors year-round, making rental income a genuine possibility for savvy buyers. Don't miss your chance to own a slice of island paradise. Schedule your showing today and discover why life is simply better on St. Simons Island. Ask about long term and short term numbers.

2511 Demere Rd, St. Simons Island
100 Blair Rd, St. Simons Island
$390,000
3 Beds ⋅ 2 Baths ⋅ 2002467 MLS ⋅ 1,086 SqFt.
Welcome home to this bright, freshly renovated condo on the second floor at Skiff Landing. Located close to shopping, dining and the beaches, you can now own a slice of paradise in a community with pool and beautiful grounds, three bedrooms, two bathrooms, breakfast bar, deck, storage and ready for you. Easy to show and ready for new owners.

100 Blair Rd, St. Simons Island
2514 Demere Rd, St. Simons Island
$385,000
2 Beds ⋅ 2 Baths ⋅ 2002438 MLS ⋅ 1,210 SqFt.
Fully furnished 2 bed, 2 bath condo on St. Simons Island — just move in and start enjoying island life. Great location and everything you need is already here. Ideal as a full-time home or your own island getaway. Call today to see it in person.

2514 Demere Rd, St. Simons Island
850 Mallery St, St. Simons Island
$375,000
2 Beds ⋅ 2 Baths ⋅ 2002435 MLS ⋅ 1,092 SqFt.
This move-in-ready townhouse-style condo in Ocean Walk checks a lot of boxes, second home, primary residence, or income property, take your pick. It's currently an active vacation rental with existing bookings that transfer to the new owner. That's immediate cash flow from day one, no ramp-up required. The unit itself has been well cared for and updated with an eye for detail, refreshed kitchen cabinetry with extra drawer space, new countertops, and a nice backsplash. Downstairs, ceramic tile runs throughout for easy upkeep, and the layout gives you two flexible living areas you can arrange as living/dining however suits you, plus an updated half bath. Smart features include a Nest thermostat and remote door access handy for owners and renters alike. Upstairs are two carpeted bedrooms. The primary has its own access to the full bath and plenty of closet space. The second bedroom currently works as a den/office but has a built-in Murphy bed, so it converts to guest space in seconds. There's also a big walk-in closet and a hallway laundry closet between the two rooms. Ocean Walk itself is one of the Village area's most sought-after communities, about 16 landscaped acres with two pools (one heated in winter), tennis and pickleball, a lake, and a clubhouse with a fitness center and laundry. You're just a walk or bike ride from St. Simons Pier Village, where the historic pier, Neptune Park, and the St. Simons Lighthouse anchor a stretch of local restaurants, boutiques, and ice cream shops that make evenings here feel like a permanent vacation. St. Simons Island itself is one of Georgia's Golden Isles, known for its live oaks draped in Spanish moss, miles of beach, golf courses, and a laid-back island pace that draws both full-time residents and seasonal visitors year after year. It's close enough to Brunswick and the mainland for easy errands and airport access, but far enough removed to keep that small-island feel intact. Short-term rentals are allowed, pets are welcome, and it's being sold furnished, including the SMART TV, so it's genuinely turnkey, whether you want to move in or keep the rental income going.

850 Mallery St, St. Simons Island
1704 Frederica Rd, St. Simons Island
$329,900
1 Beds ⋅ 1 Baths ⋅ 2002375 MLS ⋅ 756 SqFt.
Welcome home to this beautiful, spacious third-floor condo—your perfect gateway to enjoying the effortless lifestyle of St. Simons Island. Featuring a generously sized 1-bedroom, 1-bathroom layout, this home boasts easy-to-maintain vinyl flooring, a large walk-in closet, and an ample family room designed for relaxing or entertaining. The full-size kitchen is beautifully appointed with quartz countertops and bar seating.Sold fully furnished, this turnkey property is ready for immediate enjoyment. Nestled in an excellent mid-to-south island location, you can easily walk to premier local shopping and fantastic restaurants. The pet-friendly community offers an array of top-tier amenities, including a beautiful clubhouse, pool, grilling areas, a playground, a car washing station, bike storage, and a community mailbox.Property Details & Efficiency:Turnkey Investment: Perfect as a primary residence, vacation getaway, or lucrative investment property.Low Maintenance: Monthly HOA fee of $364.91 includes water. The average power bill is just $89.00/month.Peace of Mind: Both the HVAC system and water heater are only one year old.

1704 Frederica Rd, St. Simons Island
609 Beachview Dr, St. Simons Island
$170,000
1 Beds ⋅ 1 Baths ⋅ 2002151 MLS ⋅ 380 SqFt.
Don't miss out on this investment opportunity located in the heart of St Simons. The St Simons Inn is located directly across from the historic St Simons Lighthouse and steps away from the pier & village. Nestled beneath beautiful live oaks, this investment opportunity offers the best of both worlds: the convenience of a hotel with the benefits or ownership. The location is appealing for guests with the close proximity of shopping, restaurants, sight seeing, fishing, ocean/beach access, pickleball, park, library, putt put golf, and a seasonal community pool. The unit has a strong rental history making this a great investment opportunity. Please visit the website to learn more about The St Simons Inn by the Lighthouse.

609 Beachview Dr, St. Simons Island
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